Guides for Florida homeowners

Eight plain-language guides to selling a Florida house in a difficult situation, each written from the statutes and citing them.

• Selling a House That Has a Reverse Mortgage (HECM) On ItYes. A house with a reverse mortgage on it can be sold, and nobody owes the shortfall personally — the borrower "shall have no personal liability for…
• Selling an Inherited House When Probate Is Not FinishedYes. You can sell an inherited Florida house before probate is finished, but only the personal representative can sign the deed, and unless the will gives…
• Selling a House That Is in Foreclosure in FloridaYes. You can sell a Florida house in foreclosure up until the clerk files the certificate of sale after the auction, or a later date if the final judgment…
• Selling a Florida House With Unpaid Property Taxes or LiensUnpaid taxes and recorded liens do not stop a sale. They get paid out of the closing, like a mortgage does.
• Selling a Florida House That Has Tenants or Other Occupants In ItYes. A Florida house can be sold with tenants or other occupants in it, and selling it does not by itself end anyone's right to be there.
• Selling a Florida House When the Heirs Do Not AgreeIf the heirs can't agree, any one of them can ask the court to divide the property or order it sold through a partition action (Florida Statute 64.031).
• Selling a Florida House That Needs Major Repairs or Has Code ViolationsYes. A Florida house with code violations or major repair needs can be sold, and the new owner becomes responsible for compliance.
• Selling a Florida House With Little or No EquityYes. A Florida house worth less than the debt against it can still be sold, but every lien has to be paid off or released at closing, so a lender owed…

Selling a Florida house in this situation? Get a written cash offer — no fees, no repairs, and no obligation.